2. Credit Cards

Click below to read more about how global consumers use and choose credit cards.

29% of consumers use credit cards most often for purchases ranging from groceries to services.

Groceries, apparel, and dining out are the most popular purchases consumers use credit cards for.

Globally, 40% of consumers have only one credit card.

Americans are more likely to have two or more cards, compared to countries like France and Germany.

Bank credit cards are most popular, though financial comfort prompts consumers to expand to other types of cards.

Cashback is the most popular way to redeem points.

Globally, consumers opt for credit cards because they are secure and safe.

Cashback is valued by credit card holders not only as their preferred way to redeem points, but also as a motivator to opening a new card.